Stress Advice

Anyone who has ever been in debt knows it can often feel like an endless struggle as you try and reach your goal of living debt-free. Just when you think your head is almost above water, something happens to knock you back to where you started. Our Debt Counsellors work with debt-stressed consumers every single

Debt counselling, also known as debt review, is intended to assist over-indebted consumers struggling with debt through budget advice, negotiation with credit providers for reduced payments and restructuring of debts.

There’s no doubt that the vast majority of us made some kind of New Year’s resolution about our finances – save more, spend less, don’t default on debt repayments, pay off debts quicker, the list goes on. How is that resolution doing two weeks into January? If financial headlines are anything to go by it’s going

The holidays can be a lot of fun and they can also be very stressful for those who already struggle with debt. It is the season of giving, which often means it is also the season of spending. Two of the best things you can do to help make the holidays a lot less stressful

While the rest of the world cuts down on drinking for Sober October, it looks like South Africans are going to need to cut down on daily fuel usage. Wednesday’s petrol increase brings the petrol price up by nearly R4 across the board this year alone and experts say that we could be looking at

Imagine for a second we gave you the following two choices. You could either get up in front of a large group of strangers and share your weight, or you could share the amount of debt you have. Which one would you choose to share? How about if we asked you to reveal which debt

When considering the causes of debt, all the common culprits spring to mind don’t they? Loss of a job, increase in living costs due to the economy, bad spending habits that max out credit cards, debt consolidation loans, to name a few. To most of us it comes as a surprise that divorce is also one

When people start feeling the pressure of bad debt, one of the first solutions they think of is a consolidated loan. At first glance it seems pretty attractive, right? Instead of trying to keep track of all your separate repayments every month, a debt consolidation loan combines debts from several creditors. You then make one payment to

People often ask us what it means to be legally protected under Debt Review.  To understand this, let’s recap what Debt Review (also known as Debt Counselling) is. Debt Review is a process where a Debt Counsellor follows certain steps to reduce your debt repayment amounts. As well as minimising these amounts, they consolidate it

How much debt is too much debt? It’s a simple question that not many of us are able to answer. Here we look six red flags that you have too much debt.