Debt Relief

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If you’re struggling with debt in South Africa, you’re not alone. Many people are finding it difficult to make ends meet and are looking for ways to get out of debt. Debt relief can be a great option for those who are struggling to keep up with their payments. But what is debt relief? How does it work? And is it right for you? Let’s take a look.

What Is Debt Relief & How Does It Help You?

Debt relief is a term used to describe the process of getting help with debt in South Africa. This can take many forms, including debt consolidation, debt settlement, debt management plans, debt counselling, or bankruptcy. The goal of debt relief is to help individuals with unmanageable debt get out of debt and financial assistance so that they can stay out of debt for good.

Benefits of Debt Counselling:

No Blacklisting

You cannot get blacklisted while undergoing debt counselling with DebtCare

Reduced Monthly Payments

We negotiate reduced monthly payments with your credit providers

Let Us Deal with Credit Providers

We deal with all credit providers and/or debt collectors on your behalf

No more stress on payday
No more getting turned away at stores
No more threats from Creditors
No more fear of being blacklisted

Our Five Steps to Living Debt-Free

How does DebtCare restructure debt?


Debt counsellors are certified to gain access to your personal credit reports.


Only a debt counsellor can extend your repayment periods and lower your interest rate, resulting in lower monthly installments.


We will give you financial advice and assistance every step of the debt counselling process.


DebtCare will negotiate and deal with your frustrated creditors.

95% of our clients are Debt Free
within 36-60 months.

Take a look at the example below:

Old Payment

R 22,000
Per Month
  • Bond: R7,000 per month
  • Vehicle: R4,000 per month
  • Other debt of R160,000: R11,000 per month

New Payment

R 11,800
Per Month
  • Bond: R5,500 per month
  • Vehicle: R2,800 per month
  • Other debt of R160,000: R3,500 per month

Success Stories

Client Testimonials

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