Can’t Afford Your Monthly Debt Payments?

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Every step of the way

We are here to help you

The concept of debt review may seem intimidating, but debt review is in fact designed to help consumers overwhelmed by debt to restructure their debt repayment plan. One of our NCR Registered Debt Counsellors will conduct a free, zero-risk, no obligation assessment of your debt to determine how we can help you live Debt-Free in 30-60 Months.

How Does Debt Review Help You?

We combine all your debt repayments into one installment, just like a consolidation loan, but without the risk. This is the fastest, safest and most innovative way to get out of debt for good.

Benefits of Debt Counselling:

No Blacklisting

You cannot get blacklisted while undergoing debt counselling with DebtCare

Reduced Monthly Payments

We negotiate reduced monthly payments with your credit providers

Let Us Deal with Credit Providers

We deal with all credit providers and/or debt collectors on your behalf

No more stress on payday
No more getting turned away at stores
No more threats from Creditors
No more fear of being blacklisted

Our Five Steps to Living Debt-Free

How does DebtCare restructure debt?


Debt counsellors are certified to gain access to your personal credit reports.


Only a debt counsellor can extend your repayment periods and lower your interest rate, resulting in lower monthly installments.


We will give you financial advice and assistance every step of the debt counselling process.


DebtCare will negotiate and deal with your frustrated creditors.

95% of our clients are Debt Free
within 36-60 months.

Take a look at the example below:

Old Payment

R 22,000
Per Month
  • Bond: R7,000 per month
  • Vehicle: R4,000 per month
  • Other debt of R160,000: R11,000 per month

New Payment

R 11,800
Per Month
  • Bond: R5,500 per month
  • Vehicle: R2,800 per month
  • Other debt of R160,000: R3,500 per month

Success Stories

Client Testimonials

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Counsellors Today

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