Debt Management
Talk to our Debt Counsellors Today
Every step of the way
We are here to help you
When you sign up for debt counselling with Debt Care, your debt counsellor will work out a Debt Management Plan (DMP) with your specific financial needs in mind. This Debt Management Plan outlines how you can reduce outstanding, unsecured debt over time.
If the Debt Management Plan is followed correctly with the help of your Debt Care Debt Counsellor, you will regain control of your finances and could be out of debt within 30 to 60 months.
Benefits of Debt Counselling:
No Blacklisting
You cannot get blacklisted while undergoing debt counselling with DebtCare
Reduced Monthly Payments
We negotiate reduced monthly payments with your credit providers
Let Us Deal with Credit Providers
We deal with all credit providers and/or debt collectors on your behalf
Our Five Steps to Living Debt-Free
How does DebtCare restructure debt?
1.
Debt counsellors are certified to gain access to your personal credit reports.
2.
Only a debt counsellor can extend your repayment periods and lower your interest rate, resulting in lower monthly installments.
3.
We will give you financial advice and assistance every step of the debt counselling process.
4.
DebtCare will negotiate and deal with your frustrated creditors.
95% of our clients are Debt Free
within 36-60 months.
Take a look at the example below:
Old Payment
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Bond: R7,000 per month
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Vehicle: R4,000 per month
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Other debt of R160,000: R11,000 per month
New Payment
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Bond: R5,500 per month
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Vehicle: R2,800 per month
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Other debt of R160,000: R3,500 per month
Success Stories
Client Testimonials
Talk to our Debt
Counsellors Today
We’ll call you within 1 Hour. Fill in the form.