When you join Debt Care your Debt Counsellor’s main task is to bring debt relief to you and your loved ones. To achieve debt relief, your debt counsellor will evaluate all the debt you have and begin a process called Debt Restructuring.

During Debt Restructuring your Debt Counsellor negotiates with your creditors for lower repayment amounts or better repayment terms, reduced interest rates and extended repayment time. Thus, the Debt Restructuring process frees up much-needed cash flow for essential living expenses while also covering your debt repayments.

  I do not know how to start thanking you for the mercy you have shown to me. This has shown me that amongst so many debt counsellors in South Africa and particularly in Johannesburg, I chose the one that is so far in Cape Town.  

Benefits of Debt Counselling:

No more stress on payday
No more getting turned away at stores
No more threats from Creditors
No more fear of being blacklisted
  • You cannot get blacklisted while undergoing debt counselling with DebtCare
  • We negotiate reduced monthly payments with your credit providers
  • We deal with all credit providers and/or debt collectors on your behalf

How does DebtCare restructure debt?

1 Debt counsellors are certified to gain access to your personal credit reports.
2 Only a debt counsellor can extend your repayment periods and lower your interest rate, resulting in lower monthly installments.
3 We will give you financial advice and assistance every step of the debt counselling process.
4 DebtCare will negotiate and deal with your frustrated creditors.

95% of our clients are Debt Free within 36-60 months.

Take a look at the example below:

Old Payment New payment
Bond R7,000 per month R5,500 per month
Vehicle R4,000 per month R2,800 per month
Other debt of R160,000 R11,000 per month R3,500 per month
Total: R22,000 per month R11,800 per month

Talk to our Debt Counsellors Today

We'll call you

Within 1 Hour
Fields marked with an * are required
Website design and development by NetMechanic in 2018