January 2019

Debt counselling, also known as debt review, is intended to assist over-indebted consumers struggling with debt through budget advice, negotiation with credit providers for reduced payments and restructuring of debts.

There’s no doubt that the vast majority of us made some kind of New Year’s resolution about our finances – save more, spend less, don’t default on debt repayments, pay off debts quicker, the list goes on. How is that resolution doing two weeks into January? If financial headlines are anything to go by it’s going